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Video instructions and help with filling out and completing coast guard retirement pay shutdown
Who here as of January 1st 2018 will have less than 12 years of service okay so the new blended retirement is really directed at you anybody ever twelves you're gonna sorry grandfathered in but you should really educate yourself on it because you're gonna have beverage they're gonna work for you so you should need to make sure you can pass this information on so basically I'm gonna read it because I don't want to I want to make sure that it's very clear and for those that have not seen there was a message that came out yesterday addressing the new blender Retirement System just kind of giving everybody be a little bit of the information not all-encompassing because we're still working on how we're gonna push this out to the service but basically so everybody knows right each year as of right now and get two point five percent charge retirements when you hit twenty years you get 50 percent that's going to change to two percent so 20 years you get 40 percent okay so remember it's like all that kind of stuff right ten percent well the kick is that there's going to be a matching TSP contribution automatic 1% and then the government will match it up to 5% okay so that's that's something that's good so if you decide to leave the service in under 20 years that matching goes with you so it's not like you just lost that that contribution so that's a huge plus so we're hoping that that's going to be an accession tool that we can use we're hoping that that's gonna be something that will help out when members hit around 12 years that's still to be determined right now there's going to be an incentive peg basically like a bonus and it's gonna be a minimum of 2.5 percent of one month base pay that can raise a little bit but won't go lower for a reservist that'll be point five percent so that's a nice little bump know people really need to be cognizant of what they do with that money okay you can go buy that new car this is great or you can invest it so later on really if you're smart about what you do with these these bonuses you might actually wind up making out better than the current retirement system so just kind of keep those things in mind affect and that's pretty much the gist of it for those that hit back that have that twelve years you'll have one six for those that are under twelve years you'll have one year to decide what you want to do if you decide that you'd want to go with the new system that's it all sales final no returns that's that's pretty much it okay so really really think about it don't make a rash decision and kind of weigh your options in regards to retention we really don't